The Bank of India offers different fixed deposit (FD) interest rates based on the type of account holder and the tenure of the deposit. Here are the current rates:
- Regular Citizens:
- Short-term deposits (7 days to 179 days): 3.00% – 4.50% p.a.
- Medium-term deposits (180 days to less than 2 years, except 444 days): 5.00% – 6.00% p.a.
- Long-term deposits (666days/2 years to 10 years): 6.00% – 7.30% p.a.
- Senior Citizens:
- Short-term deposits (7 days to 179 days): 3.00% – 5.00% p.a.
- Medium-term deposits (180 days to less than 2 years, except 444 days): 5.50% – 6.50% p.a.
- Long-term deposits (666days /2 years to 10 years): 6.50% – 7.80% p.a.
- Super Senior Citizens:
- Short-term deposits (7 days to 179 days): 3.00% – 5.00% p.a.
- Medium-term deposits (180 days to less than 2 years, except 444 days): 5.50% – 6.50% p.a.
- Long-term deposits (666days/2 years to 10 years): 6.50% – 7.95% p.a.
